Bip39 List. The wallet handles the large lifting of converting the mnemonic words through a means of advanced hashing, salting, and checksum functions right into a binary "seed," which happens to be then used to produce the all-significant non-public and community encryption keys. Note: For anyone unfamiliar with cryptocurrencies, Vault12 https://directoryethics.com/listings13222661/bip39-seed-phrase-https-linktr-ee-bip39-the-best-side-of-bip39-list